Manufacturing
Financing,
Funding & Loans
Last updated: July 2026
We've provided capital to all types of manufacturing businesses, from small shops to mid-market producers, with financing for materials and production inputs structured around how manufacturing companies actually operate.
Financing at a Glance
We Understand Manufacturing
Long production cycles, large raw material orders, fluctuating demand, and skilled labor costs. Manufacturing businesses have capital needs that most lenders don't fully appreciate. We do.
Underwriting Built for Production Cycles
Manufacturing revenue doesn't always arrive in neat monthly increments. We account for large order cycles, seasonal demand, and delayed receivables in our underwriting, rather than penalizing you for how the industry actually works.
Equipment Financing for Production Lines
Machinery, automated systems, CNC equipment, and specialized production tools are capital-intensive. Our equipment financing lets you acquire what you need without tying up working capital in large upfront purchases.
Raw Material Capital Available Fast
Supplier pricing windows and minimum order requirements don't wait for bank approvals. We move in as little as 24 hours so you can secure materials when pricing and availability are favorable.
Skilled Workforce Protection
Replacing trained manufacturing labor is costly and slow. Use working capital to maintain full payroll through slow periods, contract gaps, or while scaling up to meet a major new order.
Getting Funded Is Simple
Apply Online in Minutes
Submit a quick application and connect with a dedicated Capital Advisor. Describe what you need the capital for (materials, equipment, payroll, or expansion) and they'll guide you from there.
Get a Decision
Your advisor reviews your business, revenue, production history, and financials, then presents a financing offer structured around your manufacturing operation, often same-day.
Access Your Funds
Receive funds as fast as 24 hours after accepting your offer. Purchase materials, pay suppliers, cover payroll, or invest in equipment, on your schedule.
How to Use Manufacturing Financing
From raw materials to payroll to expansion, manufacturing loans are designed to help keep production running and businesses growing.
Stock Raw Materials & Inventory
Maintain a steady supply of raw materials and finished goods to keep production moving. Lock in bulk pricing and avoid costly production halts due to supply shortages.
Expand Facilities & Capacity
Growth is good, but space and equipment constraints can limit it. Use business capital to lease or build additional production space, add lines, or scale your facility to meet demand.
Cover Payroll During Production Gaps
Skilled manufacturing labor is hard to replace. Use financing to maintain full payroll between large orders, during slow seasons, or while waiting on delayed receivables from major clients.
Financing Options for Manufacturers
Different manufacturing needs call for different financing structures. Explore our products to find the right fit.
Small Business Loan
Lump-sum working capital with no use restrictions. Cover materials, overhead, payroll, or any other operating expense.
Learn MoreRevenue Advance
Upfront capital repaid as a percentage of daily revenue, ideal for manufacturers with variable monthly output and orders.
Learn MoreEquipment Financing
Purpose-built for machinery, CNC systems, automated production lines, and specialized tools. Own the asset outright.
Learn MoreLine of Credit
Revolving capital you draw when needed and repay on your schedule. Great for managing supplier payments and short-term gaps.
Learn MoreTerm Loan
Long-term structured repayment for major facility expansions, large equipment acquisitions, or strategic capital investments.
Learn MoreNot Sure? Ask Us.
Your Capital Advisor will review your business and recommend the financing structure that best fits your production model.
Let's TalkCommon Questions
Keep Production
Running Strong.
Don't let capital constraints slow your production. Apply today and get a decision, often within hours.