Small Business
Cash Flow
Loans
Last updated: July 2026
If delayed receivables or seasonal dips are holding you back, access unsecured funding to stabilize cash flow and fuel growth. Apply online and get approved in as little as 4 hours.
Financing at a Glance
Cash Flow Solutions Built for Real Business
Revenue cycles don't align with expense schedules. We provide the capital to bridge that gap, quickly, without collateral, and without the friction of traditional bank lending.
Unsecured, No Collateral Required
Cash flow loans are approved based on your business's revenue performance, not on pledging equipment, real estate, accounts receivable, or personal assets. If your business generates qualifying revenue, you can access capital.
Faster Than Any Bank Can Move
Traditional lenders take weeks. We deliver decisions in as little as 4 hours and fund within 24 hours of acceptance. When payroll is due tomorrow or a supplier invoice can't wait, speed is the difference between disruption and continuity.
Flexible Repayment That Fits Your Cycle
Choose between daily or weekly ACH repayment, or a Revenue Advance with repayment that adjusts as a percentage of your revenue, so slower periods mean smaller payments automatically.
No Restrictions on How You Use It
Cover payroll, pay rent, restock inventory, fund marketing, hire staff, or anything else your business needs. Unlike SBA loans or equipment financing, working capital has no use restrictions.
Getting Funded Is Simple
Apply Online in Minutes
Submit a brief application and connect with a dedicated Capital Advisor. Explain your cash flow situation, seasonal slowdown, delayed receivables, payroll gap, and they'll guide you toward the right structure.
Get a Decision
Your advisor reviews your revenue profile and presents a clear funding offer with transparent terms. Often in as little as 4 hours, with no excessive paperwork, no unnecessary delays.
Access Your Funds
Receive a lump-sum deposit as fast as 24 hours after accepting your offer. Cover payroll, pay suppliers, restock inventory, or handle any other operational priority, immediately.
How Cash Flow Loans Support Your Business
Cash flow financing provides flexible working capital to manage revenue fluctuations, cover expenses, and invest in growth, without pledging collateral.
Stabilize Operations
Cover payroll, rent, utilities, and recurring expenses during receivables delays or seasonal slowdowns, keeping operations consistent even when revenue fluctuates.
Growth & Expansion
Hire employees, increase marketing spend, expand locations, or launch new products and services with capital that supports strategic growth without draining reserves.
Inventory & Working Capital
Prepare for peak seasons, stock additional inventory, upgrade technology, or replace critical equipment to keep your business efficient and competitive.
Cash Flow Financing Options
Choose from cash flow loan options structured to match your revenue cycle, business goals, and repayment preferences.
Small Business Loan
Lump-sum working capital with no use restrictions. The most straightforward way to stabilize cash flow and cover immediate business expenses.
Learn MoreRevenue Advance
Upfront capital repaid as a percentage of your daily revenue, with payments automatically adjusting on slower days. Ideal for businesses with variable cash flow.
Learn MoreLine of Credit
Revolving access to capital: draw what you need, repay when receivables clear, and draw again. The most flexible tool for ongoing cash flow management.
Learn MoreEquipment Financing
Preserve working capital by financing equipment purchases over time. Own the asset outright at the end while keeping cash available for operations.
Learn MoreTerm Loan
Long-term structured repayment for larger planned investments. Fixed payments make budgeting predictable over a defined repayment period.
Learn MoreNot Sure Which Fits?
Your Capital Advisor will review your revenue profile and identify the cash flow financing structure that best fits your business cycle and goals.
Let's TalkCommon Questions
Stop Letting Cash Flow
Hold Your Business Back.
Apply today and get a decision in as little as 4 hours. Capital in hand within 24 hours of acceptance.